Finance Department

Open Today! Sales: 10am-6pm

Call us at: 513-204-6962

Powder Keg Harley-Davidson Financing

We Can Help

If you’ve decided you want to finance your new motorcycle, you’re not alone. 70% of motorcyclists finance theirs. With a minimum down payment and approved credit, you can arrange Credit financing with us and get out on the road a few hours after picking out your motorcycle.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Extended Service Plan, Cycle Insurance and more. You’ll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That’s why we make the process easy.

Overview

Our finance department is adept at getting customers of all credit situations on the bike of their choice. We utilize a number of high-quality lenders and can get you financed quickly on virtually any motorcycle we keep in stock. Not every situation is the same! Each bike, each borrower, each lender has different requirements. Our expert staff knows what to do to get you through the process quickly and economically.

Tips for speeding up the process

Industry-wide, the delay in the finance process is the number one complaint we receive. This website is designed to speed things up and get you out on that bike quicker!

A warm weekend in the spring is a very challenging time at a motorcycle dealership! We often say: “give me an hour on a weekday and I’ll save you an entire Saturday!” Powder Keg is open late weeknights to provide working people with the opportunities to ride that new bike on weekend #1, as opposed to sitting in the dealership getting paperwork done. If our hours are not convenient, we can usually arrange a special meeting time.

Bring the essentials with you! Have your driver’s license and proof of motorcycle insurance with you – it will save a lot of time. We sometimes see deals delayed by an hour while waiting for an insurance company to fax proof of insurance on a Saturday. If you don’t have insurance, tell us early or ahead of time and we’ll be sure to get in front of that problem early.

If you have a spouse or cosigner to your loan, please bring them with you. Feel free to ask questions throughout the process. Some people are afraid of asking questions about the finance process – they don’t want to appear ignorant. We know you don’t have the level of understanding in finance we do and take pride in educating our riders! Here are some other guidelines:

Many of you have participated in the credit market for several years and have outstanding credit profiles. For you, we offer extremely competitive rates and terms and can often obtain financing with zero down on new units, can frequently finance negative equity, can often delay payments for several months, and generally obtain instant approvals. We maintain an active lending portfolio of several lenders, including local credit unions. Because we are exposed to so many lending opportunities, we typically beat local banks in either rate or term (or both) and can provide our riders with significant savings compared to competing opportunities.
Those of you in this category are average credit customers to the motorcycle market. You pay your bills on time, generally. Perhaps there was a tough year or two in your past. All things considered, you’ve had your share of financial ups and downs and we understand. We’ve been helping people like you for many years and know exactly how to get you the best deal.

Banks view motorcycles as higher financial risk assets than autos or pickups. For ok credit, they will typically charge a little more for interest and will look for a down payment investment of 10-20%, which we can usually take in the form of a guaranteed hold check for up to 30 days. The amount of down payments depends somewhat on the age of the bike and actual credit profile, but we can typically obtain long terms and provide an attractive enough purchase price to make financing a an easy financial decision to make.

Those of you in this category are average credit customers to the motorcycle market. You pay your bills on time, generally. Perhaps there was a tough year or two in your past. All things considered, you’ve had your share of financial ups and downs and we understand. We’ve been helping people like you for many years and know exactly how to get you the best deal.

Banks view motorcycles as higher financial risk assets than autos or pickups. For ok credit, they will typically charge a little more for interest and will look for a down payment investment of 10-20%, which we can usually take in the form of a guaranteed hold check for up to 30 days. The amount of down payments depends somewhat on the age of the bike and actual credit profile, but we can typically obtain long terms and provide an attractive enough purchase price to make financing a an easy financial decision to make.

To get you on that Harley®, you will need to provide some very basic information you already have in your possession. To speed things up, when you come to Powder Keg Harley-Davidson, be sure you bring the following checklist:

  • Valid Drivers License.
  • If employed, the last paycheck stub (it must show your year-to-date gross earnings).
  • If self-employed, a complete current 1040 with schedule C and any 1099 forms.
  • If on Disability, a copy of your award letter.
  • A water, power, or waste disposal bill mailed to your home address and in your name.
  • If you’ve changed jobs within the last 2 years, in addition to your current paystub, the last paycheck stub from your prior employer.
  • In some cases, banks want to see three months of bank statements. Although this is rare, if you derive your income through rents or other passive means, the lending bank may need to simply verify your claim.
  • Have names and contact information for 3 potential co-signers if the bank deems it necessary to have another individual go on the loan with you

Talk to about financing your motorcycle with Credit, and get out on the road today. To download a Credit Application, click here. Print it, fill it out, and bring it in or fax it to (513) 204-6962.

Or choose to fill out a Quick Application with 700 Credit by clicking the button below labeled Apply Now.

Apply Now!


Talk to Powder Keg Harley-Davidson about financing your bike with Harley-Davidson credit, and get out on the road today.

BECOME PART OF THE HARLEY-DAVIDSON® FAMILY

2383 Kings Center Ct | Mason OH 45040
Saved Vehicles

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact Us

513-204-6962

Call Now

2383 Kings Center Ct • Mason, OH 45040

Get Directions

Today's Hours:

Open Today! Sales: 10am-6pm

Open Today! Service: 10am-6pm

Open Today! Parts: 10am-6pm

Powder Keg Harley-Davidson 39.3556083, -84.2619636.